December Promotion Provides All U.S. Consumers With Free Experian Credit Report at www.FreeCreditReport.com

December Promotion Provides All U.S. Consumers With Free Experian Credit Report at www.FreeCreditReport.com

Consumers Will Also Have Access to Triple Advantage, Which Monitors Credit Reports From the Three National Credit Reporting Companies

IRVINE, Calif., Nov. 30 /PRNewswire/ -- Experian Consumer Direct(SM), the leading provider of online direct-to-consumer credit reports and products, today announced a special promotion for December 2004 whereby all consumers nationwide can access their Experian credit report once at no charge through www.FreeCreditReport.com.

The Fair and Accurate Credit Transactions Act (FACT Act) allows consumers to get one free credit report from each of the three national credit reporting companies once every 12 months through a central source with a regional implementation beginning December 1, 2004, and concluding September 1, 2005.

Consumers who are eligible for the FACT Act free credit report can receive an additional credit report directly from Experian in the month of December through this promotion at www.FreeCreditReport.com. More importantly, consumers not yet eligible in the month of December can see their Experian credit report now, at no charge, instead of waiting to become eligible in their region under the FACT Act.

"With the anticipated response from consumers nationwide to the FACT Act free credit report, we saw the value of providing a free credit report to all consumers now, regardless of their state of residence" said Ed Ojdana, president of Experian Consumer Direct. "The first step for consumers to better manage their credit is knowing what information is on their credit report. By taking advantage of this unique offer, all consumers can access their free Experian credit report in December and start making a difference in their credit future."

Triple Advantage(SM), Experian's new credit monitoring product, will be available to consumers who have ordered their free Experian credit report through www.FreeCreditReport.com. Triple Advantage will offer consumers daily monitoring of all three national credit reporting companies' credit reports and send the consumer notification via email and/or SMS mobile text alerts when critical changes are detected on any of the consumer's three credit reports.

Triple Advantage members will receive one free credit report from each of the three national credit reporting companies when they sign up and will continue to receive unlimited Experian credit reports and credit scores. They will also have the opportunity to purchase discounted reports at any time from the other two credit reporting companies. Monthly credit score trending, credit score analysis, a credit score simulator and $50,000 in identity theft insurance will be included as well. Members will also have toll-free access to fraud resolution professionals in case of fraud or identity theft. Educational resources such as articles on credit and financial calculators will be available to members through their personal online credit center.

Triple Advantage will be available to consumers on December 1, 2004, for $12.95 per month.

About Experian Consumer Direct

Experian Consumer Direct(SM) is a business unit of Experian, a global information solutions company. As a premier online marketing business, Experian Consumer Direct delivers superior products to consumers. Among its products, the business provides consumers instant access to their credit report and score, identity theft prevention products, fraud resolution products, information protection products, special offers from online merchants and the ability to earn points and gift cards that can be redeemed at many of the world's leading retail companies. Experian Consumer Direct has established integrated co-branded partnerships with leading online financial destinations that provide consumers with a broad range of comprehensive online financial products and information essential to managing one's financial life. More information about Experian Consumer Direct can be found at www.experian.com.

For more information please contact:
Heather Greer
Experian Consumer Direct
714 830 7756
heather.greer@experian.com


Source: Experian

CONTACT: Heather Greer of Experian Consumer Direct, +1-714-830-7756,
heather.greer@experian.com

Web site: http://www.experian.com/


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